Bob’s development background is from the CVReit Group in West Palm Beach , FL. CV Reit is best known for their residential retirement communities Century Villages, Polo Club and Glen Eagles. Bob headed up the commercial development division.

He received his BS in industrial management from Clemson University, and MBA marketing and finance from Monmouth College.Married to Sue Paine from West Palm Beach, FL for 22 years.

Bob and Sue have developed properties in the USA, Central and South America, for over 20 years, giving them the opportunity to know and experience many different markets.They currently develop residential property in the USA, Guatemala, and Chile under the PTC brand.

Sue’s entrepreneurial spirit is alive and well at PTC Financial. Starting with a modest cleaning company, Sue grew it into one of the largest cleaning firms in the Southeast Florida under the Perfect Touch Brand.

Her accounts include large national builders the likes of D.R. Horton Group, Centex Homes, Pulte Homes, Wayne Homes, Engle Homes , Coastal Construction and WCI homes.

She did not stop there, her sales abilities have brought her multi-million dollars accounts with Onshone Construction, Turtle Beach Construction, Ince Construction, Homes by Jones and Euro Homes in Palm Beach Florida. Married to Robert Paine from Los Angles California for 22 years, the company still bears her stamp. PTC are the first letters of that modest cleaning company Perfect Touch Cleaning.

Bob and Sue have developed property in the USA, Central and South America, with different partners, for over 20 years, giving them the unique opportunity to know and experience many different markets. They currently develop residential property in the USA, Guatemala, and Chile under the PTC brand.